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Housing Loan
Housing Loan
Turn your dream of owning a home into reality with APCOB Bank’s Housing Loan. We offer flexible terms, competitive interest rates, and a hassle-free application process. Discover how we can help you achieve homeownership – inquire about our housing loan options today.
Eligibility
Home loans are eligible for both salaried and self-employed borrowers.
The age of the applicant should be between 21 and 65 years as on the date of application.
Minimum CIBIL score of the borrower should be 650
Good income and employment profile.
Features & Benefits
Maximum loan amount ₹75.00 lakh
Long term repayment upto 360 months/ up to the age of 75 years whichever is earlier.
The income of the spouse as co-applicant will also be considered for arriving the loan eligibility.
Low processing charges. Lowest EMI
No other charges except processing charges
Repayment will start 3 months after release of final instalment in case of House/Flat construction or 12 months from release 1st instalment whichever is earlier.
Documents Required
| List Of Valid KYC Documents For Account Opening | |
|---|---|
|
KYC Documents of the customer |
|
Rate Of Interest
| Floating Rate Of Interest | |||
|---|---|---|---|
|
Type |
Upto 30.00 lakh |
Above 30.00 lakh |
|
|
High |
10.50% |
10.70 |
|
|
Moderate |
9.50% |
9.75% |
|
|
Medium |
9.40% |
9.50% |
|
|
Low |
9.00% |
9.20% |
|
| Fixed Rate Of Interest | |
|---|---|
|
Upto 30 Lakhs |
Above 30 Lakhs |
|
11% |
11.20% |
Security
Registered Mortgage by depositing Original Title Deeds and all Link documents of the property against which Housing loan is sanctioned fully securing the Bank’s interest
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